I'm Eric Perez, your local independent Medicare broker serving Southern California. I compare plans from multiple leading carriers so you get the right coverage β at no charge to you, ever.
I grew up right here in Orange County and I've spent my career helping people navigate major life decisions β first in real estate, and now in Medicare. Those two worlds have more in common than you'd think: both are complicated, full of fine print, and incredibly important to get right.
Whether you're turning 65, losing employer coverage, moving to a new plan, or just wondering if you're getting the best deal, I'm here to help. I'm appointed with multiple leading carriers, which means I have no reason to steer you toward any particular plan. My only goal is finding the right fit for you.
Here's something many people don't realize: Medicare can sometimes offer better coverage at a lower cost than your employer's plan. Before automatically staying on employer insurance, it's always worth exploring your options. A quick comparison could save you hundreds β or even thousands β a year, with equal or better coverage.
No jargon. No pressure. And no cost to you β ever. Brokers like me are paid directly by the carriers, so your consultation is completely free.
βDid you know Medicare could be more affordable than your employerβs plan?β
Many people stay on employer coverage by default β without ever comparing. It always pays to know all your options. A free 15-minute call could save you hundreds of dollars a year and get you equal or better coverage.
Letβs Compare Your Options βGetting the right Medicare plan doesn't have to be stressful. Here's how we make it easy.
Pick a time that works for you β phone, video, or in-person in Orange County. No commitment required.
I review plans from multiple leading carriers side-by-side, focusing on your doctors, medications, and budget β not sales quotas.
When you're ready, I handle the paperwork and enrollment. You get the plan you want β and ongoing support year after year.
Whether you're new to Medicare or looking to switch, I can find the right fit across every plan type.
All-in-one plans that bundle additional benefits beyond Original Medicare. Great for those who want simplicity and potentially low or $0 premiums.
Covers the "gaps" in Original Medicare like copays and coinsurance. Maximum flexibility β see any doctor who accepts Medicare.
Standalone drug coverage for those on Original Medicare or Medigap. I'll match you to the formulary that fits your medications.
Tailored Medicare Advantage plans for people with specific chronic conditions, income levels, or institutional needs.
Affordable whole-life and final expense plans to protect your family and give you lasting peace of mind.
Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations, exclusions, copays, deductibles, and coinsurance may apply. Plans are insured or covered by a Medicare Advantage organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan's contract renewal with Medicare.
Not every Medicare broker is created equal. Here's what sets working with me apart.
I'm not an employee of any insurance company. That means I work for you β not a carrier's quota β and I have no incentive to push any particular plan.
I'm an independent Medicare broker appointed with multiple leading insurance carriers, allowing me to help you compare available plan options based on your individual needs.
Insurance brokers are paid directly by the carriers when you enroll. My services cost you absolutely nothing β not even a hidden fee. What you see is what you get.
Schedule a free, no-pressure consultation. I'll answer every question and help you compare your options β at no cost.
Serving all of SoCal β phone & video consultations always available. Evening & weekend appointments welcomed.